July 14th, 2008
While the FICO score is still used by many mortgage lenders to determine how “credit worthy” you are, many other companies, banks and creditors are coming up with increasingly complex methods of determining a score (although not *the* score) that indicates your credit worthiness. And often, these scoring methods are proprietary.
One of the most alarming […]
By miranda -- 5 comments
July 10th, 2008
Buying a car is a process fraught with pitfalls. Say the wrong thing, and the salesperson can see how to corner your, and get you to pay a little bit more. Or a lot more.
If you want to get a better deal when buying a car, here are 5 things to avoid telling the salesperson […]
By miranda -- 7 comments
June 26th, 2008
One of the things to remember when you are saving for retirement is that once you reach age 70.5, you are required to take required minimum distributions (RMDs) each year from your retirement account.
Even if you don’t want the money.
If you don’t take the RMD, you will find yourself hit with an excise tax. So, […]
By miranda -- 1 comment
June 3rd, 2008
A lot is written about your credit score:
How to improve your credit score (from paying down credit card debt to paying your bills on time).
What goes into a credit score (payment history, amounts owed, etc.).
Why your credit score is important (better rates, loan approval and more).
Where to find your credit score (MyFico.com, major credit bureaus).
But […]
By miranda -- 17 comments
May 21st, 2008
American Airlines is charging $15 to check your first bag. That’s right. Your first bag. And cutting flights. Well, airlines have been canceling flights left and right for a couple of weeks now.
As oil prices skyrocket, expect such inconvenient changes as airlines try to offset costs. How long before other airlines, like Delta, follow suit?
You […]
By miranda -- 3 comments
May 9th, 2008
As you know, many of us are expecting a tax rebate in the next few months. However, as is usually the case when something like this is announced, scammers come out in full force. The latest scam take the form of an “email from the IRS” telling you to sign up for direct deposit to […]
By miranda -- 2 comments
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