While it is nice to get an occasional free credit report or free credit score, getting all three credit reports from the major bureaus at once, complete with credit scores, can get a little pricey. If you are interested in getting all three credit reports and scores in one fell swoop, you can get Credit […]
While the FICO score is still used by many mortgage lenders to determine how “credit worthy” you are, many other companies, banks and creditors are coming up with increasingly complex methods of determining a score (although not *the* score) that indicates your credit worthiness. And often, these scoring methods are proprietary.
One of the most alarming […]
One of the questions I am occasionally asked goes something like this:
“How can I get some fast cash?”
For most people, the answers are less than pleasant. Shannon Christman at SavingAdvice.com offers these things you can do to rustle some fast cash (usually between $100 - $500):
Yard sale.
Online auction.
Pawn shop.
Salvage (scrap metal, cans, etc.).
Loan from friends […]
Because a good credit score can save you thousands in interest charges and affect a variety of aspects of your personal finances, it is important to:
Improve your credit score.
You can get an idea of your credit score for free from Credit Karma. And then you need to take these steps to improve it:
Make all payments […]
Your credit history is important. That’s why the 18th tip is to:
Regularly check your credit report.
Look for inaccuracies and take the steps to fix mistakes on your credit report. You are entitled to a free credit report each year from each of the three major credit bureaus.
This post is part of the b5media Business Channel […]
This tip is a biggie: Pay off consumer debt. (Especially credit cards.)
Debt costs you money. Sometimes thousands of dollars. The interest charges don’t bring you anything tangible — or even tangible — in terms of benefits. All interest from debt represents is money you pay to get someone else rich. My guest post on […]
A couple of weeks ago, I wrote a post about how if you want access to your credit score, you have to pay for it.
I was wrong. And I’m glad to be.
Ken Lin over at Credit Karma contacted and let me know that there is a free service that allows you to see your credit […]
Consumers are getting confident again, according to recent economic data, and that means that the last couple of months of frugality are likely coming to a close for the American public. Good thing Mr. Bill from SNL is here to make credit cards cool again.
Happy Friday!
Tags: American public, consumers, credit-cards, MasterCard, Mr. Bill, Mr. Bill […]
Normally, I am not overly fond debt negotiation. After all, the idea is that you stop paying your creditors and put money into a third savings account. The debt negotiation company then works on settling your debt (usually for less than you owe overall) and then pays the settlement out of the third party savings […]
A lot is written about your credit score:
How to improve your credit score (from paying down credit card debt to paying your bills on time).
What goes into a credit score (payment history, amounts owed, etc.).
Why your credit score is important (better rates, loan approval and more).
Where to find your credit score (MyFico.com, major credit bureaus).
But […]
Taking finances personally
Written by Miranda Marquit [email] for b5media.
Accounting Solver
Behind The Buzz
Biz Chicks Rule
Biz Levity
Boss Hatch
Brandcurve
Business & Blogging
Buzz Networker
Common Sense PR
Contract Worker
Copyblogger
Daily Blender
Digital Money World
Doing Biz Abroad
E-shop Owner
Everyday Networker
Franchise Pick
Greener Assets
Health Care Insiders
Home Biz Notes
Interview Chatter
Just Make Money Online
Leadership Turn
LifeDev
My Organized Biz
One Vote Matters
Pimp Your Work
Project Management 411
Property Crossroads
Second Life Pros
Slacker Manager
Small Business Boomers
Startup Spark
Successful Blog
Talk Stock Trading
Taxgirl
The 501(c) Files
The Golden Pencil
Viva el Negocio
Work Boxers
Yielding Wealth
Recent Comments