July 25th, 2008
Even though — according to many people — the economy is tanking, there are ways to take advantage of the way things are going. Deals can be found, and CNN Money points out that the art of haggling is making a comeback.
Of course, many of the things that you can haggle about are more along […]
By miranda -- 2 comments
July 24th, 2008
One of the things I mentioned a few weeks ago was that summer is a time of increased expenses for many of us. One of the expenses we have is air conditioning. It gets hot, so you turn it on. However, in this time economic uncertainty, conserving energy is one of the ways you can […]
By miranda -- 0 comments
July 23rd, 2008
I recently read a story on CNN Money about what consumers are cutting back on in terms of household budget. It was a look at what people say they are willing to decrease their spending on when it comes to consumer items. Interestingly, though, it appears that Americans are trying to maintain their creature comforts. […]
By miranda -- 2 comments
July 21st, 2008
One of the features of retirements accounts is that you have the ability to borrow against them. And, increasingly, Americans are turning to their 401k retirement accounts for money. Emergencies like job loss, unexpected medical problems and other economic troubles are causing Americans to consider taking money from their retirement accounts in order to smooth […]
By miranda -- 0 comments
July 21st, 2008
As the new school year approaches, many people turn their thoughts toward school costs. And this includes college costs.
Here is a question I received from a reader about college costs:
My oldest daughter will be starting college in three years. What can we do now to prepare for saving money on college costs?
First of all, kudos […]
By miranda -- 4 comments
July 17th, 2008
On Monday, Mrs. Micah issued this personal finance challenge:
Find one step you can take to make your financial system better or more organized.
Everyone has a personal finance system — even if you don’t think you have. Think about how you handle your income and your expenses, how you pay your bills, how you keep […]
By miranda -- 5 comments
July 17th, 2008
While it is nice to get an occasional free credit report or free credit score, getting all three credit reports from the major bureaus at once, complete with credit scores, can get a little pricey. If you are interested in getting all three credit reports and scores in one fell swoop, you can get Credit […]
By miranda -- 0 comments
July 16th, 2008
This is a guest post by Heather Johnson.
The recent economic downturn has come about due to many different factors. Instead of pointing fingers at the different causes, it’s time to get serious about your savings. It really does seem that as each day goes by and the gas prices continue to […]
By miranda -- 3 comments
July 15th, 2008
Yesterday, what with the news that the weekend had yielded plans to keep Fannie Mae and Freddie Mac from complete insolvency and that IndyMac was open again — run by the FDIC — after the government shut it down, people are starting to wonder how safe their money is in a bank.
The good news is […]
By miranda -- 0 comments
July 15th, 2008
A few days ago, I wrote about 5 things you should avoid telling the car salesman. The prompted me to start thinking about my car, and considering how much its costs. Sure, it’s paid off right now, but we had to buy the thing AND pay finance charges. Besides, here are some of the ways […]
By miranda -- 0 comments
Recent Comments