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Yielding Wealth | Personal Finance

Archive for the ‘Insurance’ Category

August 14th, 2008

Back to School: Student Health Insurance

One of the things that many students overlook as they head back to school is student health insurance. However, this is an important part of protecting yourself from financial catastrophe.
Who needs student health insurance?
If you are under 24, and if you are covered on your parent’s health insurance, then chances are that you will remained […]

By miranda -- 0 comments

August 11th, 2008

Next To Affect Your Job: Health Insurance Premiums

My mom recently graduated from college with a degree that allows her to teach elementary school. (Go, mom!) She put in several applications locally, thinking that she should have no problem getting a job, since there are two new elementary schools in town and a plethora of job openings. Unfortunately, she received no interviews. (She […]

By miranda -- 0 comments

July 15th, 2008

How Much Does That Car REALLY Cost?

A few days ago, I wrote about 5 things you should avoid telling the car salesman. The prompted me to start thinking about my car, and considering how much its costs. Sure, it’s paid off right now, but we had to buy the thing AND pay finance charges. Besides, here are some of the ways […]

By miranda -- 0 comments

July 9th, 2008

Have You Made a Home Inventory?

One of the things covered in most homeowner’s and renter’s insurance policies is damage to property. You can be reimbursed (check you policy for amounts and restrictions, etc.) for items lost in an event that is covered by your insurance.
But you have to know what’s in there.
I was reminded recently of the importance of the […]

By miranda -- 0 comments

July 3rd, 2008

Do You Have Disability Insurance?

Yesterday, I wrote about the importance of having life insurance. And, probably, many of us have life insurance. But how many of us have thought about disability insurance?
I have from time to time, but I haven’t got it yet. However, I’m beginning to think that it might be a good idea. What if I get […]

By miranda -- 0 comments

July 2nd, 2008

The Importance of Life Insurance

When engaging in financial planning, it is important to remember the life insurance. And, the earlier you get it, the less expensive it is. So, if you are young — and even if you are unmarried — it might not be a bad idea to get some life insurance now. Unless you don’t ever plan […]

By miranda -- 0 comments

June 20th, 2008

Personal Finance Tip #11: Get Insurance

You never know when tragedy will strike, so it is important to:
Have proper insurance coverage.
You need to protect yourself against catastrophes and unexpected problems. Health, auto, homeowner/renter, life and other types of insurance to cover your needs are a good idea so that one tragedy doesn’t turn into a financial catastrophe as well.
This post is […]

By miranda -- 0 comments

June 16th, 2008

Ask The Piggy Bank: How Are Health Insurance Premiums Figured?

I got this great question recently from a reader:
I really don’t use my health insurance that much, beyond preventative care visits and a couple of regular prescriptions. What is it that is causing my health insurance premiums to go up?
This is a common question that many people are asking right now. After all, the cost […]

By miranda -- 0 comments

June 5th, 2008

Tips on Shopping for Auto Insurance: Guest Post on the Wisdom Journal

A little more guest posting, and that means more shameless self-promotion!
This time it’s an article with tips on shopping for auto insurance. You need auto insurance if you drive a car, but you may not need to pay that much for it.
Anyway, head over to the Wisdom Journal and read my guest post.
Tags: auto insurance, […]

By miranda -- 0 comments

June 2nd, 2008

Ask the Piggy Bank: 5 Things To Get Your Personal Finances On Track After Graduation

It’s graduation time, and I’ve been getting a few questions about personal finances now that the “real world” has to be faced by college grads. Here is one question that basically sums up all of the questions I’ve got so far from grads:
I just finished college and I’m ready to get out there. Other than […]

By miranda -- 0 comments