Sometimes, for some of the larger expenses, debt is necessary. When you do borrow, remember to:
Shop around for the best interest rates on loans.
Whether it’s a mortgage, car loan or even an education loan, shop around for the best interest rates. You will save money over the life of the loan.
image credit: sxc.hu
This post is […]
I’m not overly fond of store credit cards. Every time I am asked “Would you like to save 10 percent on your purchase today?” at the check out line, I politely say, “No, thank you.”
Two things that I have seen lately have only served to deepen my dislike of store credit cards. Over at No […]
As I mentioned before, the string of interest rate cuts by the Federal Reserve has severely hit the annual percentage yield (APY) on my cash investments, including my high yield savings account.
So it’s rather refreshing that at least one bank is upping its APY, even if by a rather small amount. E*Trade Bank is increasing […]
The Federal Reserve is expected to make another interest rate cut today. And I can’t say that I’m overly enthusiastic about it. The announcement is supposed to come at 2:15 eastern, so that’s still three hours away. I have all sorts of time to consider.
My main issue is inflation right now. Food prices inflation and […]
Yesterday I got an interesting offer in the mail. My credit card company wants to give me a home loan refinance!
Because you have shown financial responsibility, we are sending you this special offer. Refinance to a low rate of 6.28%!
The offer goes on, of course, to expound on the things I could do. Save money […]
I recently received this question from an interested reader:
What is compound interest?
This is a great question that takes us back to Money 101.
Compound interest is an interest charge on both the principal of a loan and the interest. This means that the interest charge is added to the balance of the loan, and you are […]
Yesterday saw an emergency Fed rate cut meant to help the economy. Whether it kicks start the economy or not, there are plenty of people who will see impacts in their personal finances from this move. Yahoo! Finance describes some of the areas that will benefit from yesterday’s Fed rate cut:
After the Fed’s rate cut […]
Taking finances personally
Written by Miranda Marquit [email] for b5media.
Accounting Solver
Behind The Buzz
Biz Chicks Rule
Biz Levity
Boss Hatch
Brandcurve
Business & Blogging
Buzz Networker
Common Sense PR
Contract Worker
Copyblogger
Daily Blender
Digital Money World
Doing Biz Abroad
E-shop Owner
Everyday Networker
Franchise Pick
Greener Assets
Health Care Insiders
Home Biz Notes
Interview Chatter
Just Make Money Online
Leadership Turn
LifeDev
My Organized Biz
One Vote Matters
Pimp Your Work
Project Management 411
Property Crossroads
Second Life Pros
Slacker Manager
Small Business Boomers
Startup Spark
Successful Blog
Talk Stock Trading
Taxgirl
The 501(c) Files
The Golden Pencil
Viva el Negocio
Work Boxers
Yielding Wealth
Recent Comments