Sometimes, for some of the larger expenses, debt is necessary. When you do borrow, remember to:
Shop around for the best interest rates on loans.
Whether it’s a mortgage, car loan or even an education loan, shop around for the best interest rates. You will save money over the life of the loan.
image credit: sxc.hu
This post is […]
The last personal finance tip was about buying a home. And when you do buy that home, the best thing to do is to:
Get a traditional mortgage.
The subprime mortgage crash has taught many of us valuable lessons. One of those should be that “creative” products like ARMs and interest only home loans should be avoided […]
Your most valuable asset is probably your home. But can you afford it?
Buy a home you can afford.
Just because you can get approved for a big loan, doesn’t mean that it is a good idea. Stick with a home you can afford. Do you really need a McMansion?
This post is part of the b5media Business […]
In California, one of the hardest-hit areas of the housing market crisis, one builder has a promotion that has been working for decades: Buy one, get one free.
That’s right. If you buy one expensive house, you can get a less expensive house for free.
Tags: buy one get one, free house, Friday Fun Video, housing […]
“Today, the cost of college is skyrocketing,” Akash Agarwal tells me. “It is growing faster than inflation and faster than the median income. Federal student aid is shrinking. This leads to a college funding gap for many students.”
Agarwal is the CEO of GreenNote, a new college loan provider (launching next month) that aims at using […]
When the bank sends you a notice of foreclosure, it may seem like a done deal. But, what if it isn’t? Kelly over at Taxgirl forwarded me an email that offers some great advice on how to work through the foreclosure process. The advice comes from Jacob Benaroya, president and managing partner of Biltmore Capital […]
The Federal Reserve is expected to make another interest rate cut today. And I can’t say that I’m overly enthusiastic about it. The announcement is supposed to come at 2:15 eastern, so that’s still three hours away. I have all sorts of time to consider.
My main issue is inflation right now. Food prices inflation and […]
Over the weekend, I wrote about how my credit card company is trying to get me to refinance my home with them, and take out some cash. For me, this is an obviously foolhardy move. Such offers usually go straight through the shredder.
But Sean left a comment that I feel is very pertinent to the […]
Yesterday I got an interesting offer in the mail. My credit card company wants to give me a home loan refinance!
Because you have shown financial responsibility, we are sending you this special offer. Refinance to a low rate of 6.28%!
The offer goes on, of course, to expound on the things I could do. Save money […]
Homestar Runner makes me laugh. So it’s no surprise that this Strong Bad “commercial” for Senor Cardgage Mortgage makes me laugh as well. Enjoy!
Tags: get home loan, home loan, Homestar Runner, mortgage blog, personal finance blog, Senor Cardgage Mortgage, Strong Bad commercialShare This
Taking finances personally
Written by Miranda Marquit [email] for b5media.
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