July 23rd, 2008
I recently read a story on CNN Money about what consumers are cutting back on in terms of household budget. It was a look at what people say they are willing to decrease their spending on when it comes to consumer items. Interestingly, though, it appears that Americans are trying to maintain their creature comforts. […]
By miranda -- 2 comments
July 21st, 2008
As the new school year approaches, many people turn their thoughts toward school costs. And this includes college costs.
Here is a question I received from a reader about college costs:
My oldest daughter will be starting college in three years. What can we do now to prepare for saving money on college costs?
First of all, kudos […]
By miranda -- 4 comments
July 17th, 2008
While it is nice to get an occasional free credit report or free credit score, getting all three credit reports from the major bureaus at once, complete with credit scores, can get a little pricey. If you are interested in getting all three credit reports and scores in one fell swoop, you can get Credit […]
By miranda -- 0 comments
July 16th, 2008
This is a guest post by Heather Johnson.
The recent economic downturn has come about due to many different factors. Instead of pointing fingers at the different causes, it’s time to get serious about your savings. It really does seem that as each day goes by and the gas prices continue to […]
By miranda -- 3 comments
July 15th, 2008
A few days ago, I wrote about 5 things you should avoid telling the car salesman. The prompted me to start thinking about my car, and considering how much its costs. Sure, it’s paid off right now, but we had to buy the thing AND pay finance charges. Besides, here are some of the ways […]
By miranda -- 0 comments
July 7th, 2008
One of the things I have noticed over the years is how much more money I spend during the summer than at any other time of the year. Controlling summer spending is something that is hard to do, since there are so many things available to spend money on. Consider:
Increased electric bill as the air […]
By miranda -- 2 comments
June 25th, 2008
This is a guest post from Monneypenny over at Digital Money World. She’s helping out while I’m out of town. One less pre-post to worry about :) Head over and give her some love.
This year we are all feeling a little poorer so how can we be stealthily putting money away for the rainy days […]
By miranda -- 0 comments
June 24th, 2008
One of the best ways to save money is to cut out unnecessary items. Indeed, Blueprint for Financial Prosperity points out that you don’t need to wait for a presidential candidate to promise you a $600 economic stimulus check. You can save $600 every year if you cut $11.54 from your weekly expenses.
I like the […]
By miranda -- 2 comments
June 20th, 2008
Sometimes, for some of the larger expenses, debt is necessary. When you do borrow, remember to:
Shop around for the best interest rates on loans.
Whether it’s a mortgage, car loan or even an education loan, shop around for the best interest rates. You will save money over the life of the loan.
image credit: sxc.hu
This post is […]
By miranda -- 0 comments
June 20th, 2008
You should have a pool of money — in relatively liquid form — that you can access in a pinch. So that is why personal finance tip #8 is:
Build an emergency fund.
There are many different ways that people do this. The Digerati Life has a classic post on the different options for emergency funds, and […]
By miranda -- 0 comments
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