One of the things I have noticed over the years is how much more money I spend during the summer than at any other time of the year. Controlling summer spending is something that is hard to do, since there are so many things available to spend money on. Consider:
Increased electric bill as the air […]
A budget mentality is a nice tool when you are starting out with money management. But eventually, you need to:
Develop a net worth mentality.
This is about the long term, and looking at the big picture of your overall finances, rather than just managing them month to month. My guest post on Moolanomy looks at the […]
Not too long ago, I wrote about the “recession diet.” While we may not technically or officially be in a recession, many people are nevertheless feeling the pinch. And with food prices rising, it is no surprise that Spam is seeing an increase in sales (hat tip: Miki at Leadership Turn).
Yep, items that are considered […]
If you’re like me, it’s time to make an adjustment in the monthly budget. The dairy that we use is announcing increased prices on milk, cheese and eggs. And the fuel surcharge for delivery has gone up. Again. Not that we mind that much. After all, we like supporting local businesses — especially those with […]
Not too long ago, I posted about the idea of using net worth to set goals for your personal finances as opposed to always being concerned about your budget.
In a guest post for Moolanomy (yes, I’ve been hitting up the guest posts pretty hard), I expound on the idea of a net worth mentality v. […]
Trent, over at The Simple Dollar, has a very interesting post up regarding net worth. He looks at how to move from having a budget mentality to developing a mentality that focuses on net worth. This got me thinking about the differences between making a budget and focusing on net worth.
Budget v. net worth
While a […]
Taking finances personally
Written by Miranda Marquit [email] for b5media.
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