October 23rd, 2008
We’ve been so focused on the mortgage part of the current credit and economic crisis, that we have been neglecting a very large segment of debt lately: credit cards.
Right now, there are reports that the credit card default rate is set to spike. This is because as individuals find it harder to make ends meet […]
By miranda -- 3 comments
October 22nd, 2008
Today I read a story from the San Francisco Chronicle about how Target is paying $1.7 million in order to settle a penalty for overcharging customers in California. This got me to thinking: How much attention do I pay to the prices ringing up at the cash register?
I also thought this: How much would the […]
By miranda -- 11 comments
October 21st, 2008
You know how important your credit score is. And with lenders reluctant to offer good loan terms to any but those with with the best scores, it is vital that you do what you can to improve your credit score. Credit Karma offers you a way to simulate the effects your actions have on your […]
By miranda -- 5 comments
October 20th, 2008
Right now, there is a battle heating up over your retirement account. It has to do with tax breaks on your contributions, and whether your earnings are tax deferred. The new proposals regarding contributions don’t really affect me, since my husband and I are all about the Roth IRA, and we don’t have an employer-sponsored […]
By miranda -- 0 comments
October 15th, 2008
Earlier today, I wrote a post about how encouraging educational efforts can aid in the fight against poverty. But there are plenty of other personal finance blogs out there with great Blog Action Day posts addressing the issue of poverty.
Here is a sampling of some of the other personal finance blogs involved in Blog Action […]
By miranda -- 2 comments
October 15th, 2008
I have long believed that charitable giving is essential to a healthy and well-rounded personal finance situation. And with this year’s Blog Action Day focus on poverty, charitably giving is even more on my mind.
One thing that I think can help fight poverty is providing opportunities for education. Education can help those in third-world countries […]
By miranda -- 4 comments
October 14th, 2008
This morning, there was a great deal of excitement surrounding a press conference that involved several officials (including President Bush) telling us all about how they are going to save our financial system from complete and utter ruin. The key is injecting more capital into banks, so that they will feel better about lending to […]
By miranda -- 3 comments
September 12th, 2008
This video made me laugh. Mainly because sometimes I see people whose personal finance decisions make me wonder if maybe — just maybe — they are on this “Losing Your Money” program.
Happy Friday!
Tags: finance-decisions, Friday Fun Video, happy friday, Losing your money, Personal Finance, wealth
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By miranda -- 1 comment
August 25th, 2008
When it comes to personal finances, sometimes we need to remember to get back to the basics. If we focus on some of the “bigger” things like investing or crushing debt, sometimes we can get discouraged. Also, sometimes we lose sight of some of the basic truths of personal finances.
I came across two great posts […]
By miranda -- 4 comments
July 17th, 2008
On Monday, Mrs. Micah issued this personal finance challenge:
Find one step you can take to make your financial system better or more organized.
Everyone has a personal finance system — even if you don’t think you have. Think about how you handle your income and your expenses, how you pay your bills, how you keep […]
By miranda -- 5 comments
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