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Yielding Wealth | Personal Finance

July 21st, 2008

Ask the Piggy Bank: Saving Money on College Costs

As the new school year approaches, many people turn their thoughts toward school costs. And this includes college costs.
Here is a question I received from a reader about college costs:
My oldest daughter will be starting college in three years. What can we do now to prepare for saving money on college costs?
First of all, kudos […]

By miranda -- 4 comments

July 18th, 2008

Barack Obama: Boost Our Infrastructure, Boost the Economy

Right now, there is a lot of focus on the economy, and on how the economy affects personal finances. This is a Big Deal in this year’s election. The major presidential candidates, Barack Obama and John McCain, are bending over backward to convince us that each of them has the right idea when it comes […]

By miranda -- 4 comments

July 17th, 2008

Money Saving Tip: Get a Discount Credit Scores and Reports at MyFico.com

While it is nice to get an occasional free credit report or free credit score, getting all three credit reports from the major bureaus at once, complete with credit scores, can get a little pricey. If you are interested in getting all three credit reports and scores in one fell swoop, you can get Credit […]

By miranda -- 0 comments

July 16th, 2008

5 Ways to Increase Your Savings

This is a guest post by Heather Johnson.
The recent economic downturn has come about due to many different factors.  Instead of pointing fingers at the different causes, it’s time to get serious about your savings.  It really does seem that as each day goes by and the gas prices continue to […]

By miranda -- 3 comments

July 15th, 2008

Don’t Panic! Most Banks are Safe. Probably.

Yesterday, what with the news that the weekend had yielded plans to keep Fannie Mae and Freddie Mac from complete insolvency and that IndyMac was open again — run by the FDIC — after the government shut it down, people are starting to wonder how safe their money is in a bank.
The good news is […]

By miranda -- 0 comments

July 14th, 2008

Your Purchases Can Affect Your Credit Score, Too

While the FICO score is still used by many mortgage lenders to determine how “credit worthy” you are, many other companies, banks and creditors are coming up with increasingly complex methods of determining a score (although not *the* score) that indicates your credit worthiness. And often, these scoring methods are proprietary.
One of the most alarming […]

By miranda -- 5 comments

July 10th, 2008

A Fence, New York City and Spending Priorities

We’ve been slowly working on getting a yard for our new house. We’re putting in a fence right now. We’ve decided to buy the rest of the fence panels, just before our trip to New York. We know that if we wait until next year to buy the panels (the posts are already in), we […]

By miranda -- 0 comments

July 10th, 2008

Buying a Car? 5 Things You Shouldn’t Tell the Salesperson

Buying a car is a process fraught with pitfalls. Say the wrong thing, and the salesperson can see how to corner your, and get you to pay a little bit more. Or a lot more.
If you want to get a better deal when buying a car, here are 5 things to avoid telling the salesperson […]

By miranda -- 7 comments

July 9th, 2008

Consumers Spending Less

After a brief spurt of spending in May (thanks, no doubt, to economic stimulus checks), it appears that consumers are starting to cut back again With gas prices what they are, many are spending less at the store and going back to the old “recession diet.” Indeed, it appears that purchases that would have been […]

By miranda -- 0 comments

July 9th, 2008

Have You Made a Home Inventory?

One of the things covered in most homeowner’s and renter’s insurance policies is damage to property. You can be reimbursed (check you policy for amounts and restrictions, etc.) for items lost in an event that is covered by your insurance.
But you have to know what’s in there.
I was reminded recently of the importance of the […]

By miranda -- 0 comments

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