Right now, there is a battle heating up over your retirement account. It has to do with tax breaks on your contributions, and whether your earnings are tax deferred. The new proposals regarding contributions don’t really affect me, since my husband and I are all about the Roth IRA, and we don’t have an employer-sponsored […]
I’ve been thinking about my parents a lot lately, since they are approaching retirement age. My husband’s dad retired last year, and his mom expects to retire this year. So I’ve been contemplating their situations. I also had a brief email conversation with Patrick over at Cash Money Life in which he wondered how many […]
With all the craziness in the stock market (bailouts and rate cuts just aren’t doing the job), I thought I’d toss up this poll:
As the economy tanks, what are you doing?
Nothing. Overall, things head back up. I’m sitting tight.
Taking a measured approach. Looking at my portfolio. Keeping the solid investments. Considering cash.
Sitting back. I pulled […]
Right now, the big news is that inflation is at its highest levels in 17 years. There are a couple of ways to look at inflation:
As a rise in prices.
As a decline in the value of your money.
Either way, inflation has a very real effect on your personal finances. And it’s not just “regular folks” […]
One of the things to remember when you are saving for retirement is that once you reach age 70.5, you are required to take required minimum distributions (RMDs) each year from your retirement account.
Even if you don’t want the money.
If you don’t take the RMD, you will find yourself hit with an excise tax. So, […]
The last personal finance tip was about opening a retirement account. This tip is what to do if your employer offers a match program for the retirement account:
Put in the maximum for your employer-match retirement program.
This is free money that will be leveraged on your behalf in the retirement account. Take as much as you […]
My Roth IRA lost in value last year. A great deal of it happened in November. I’m sure it was rather rocky last week as well. But I didn’t check. Mainly because I’m not terribly worried about what this bear market is going to do to my retirement portfolio. If were retiring next year, I’d […]
I continue to faithfully glean the nuggets out of Paul Farrell’s MarketWatch article on beating the bear market. And remember: just because the stock market is up right now doesn’t mean the economy will let it stay that way. It’s always better to be prepared. The wisdom I’ve chosen for today deals with early retirement:
Yes, […]
Sometimes when it comes to yielding wealth, you think you’ve heard something a million times. But, with such things, it is often the case because it bears repeating. Saving money is one of those things.
“Pay yourself first”
This is a concept that few people really grasp. But it is still true nevertheless. It is very important […]
Taking finances personally
Written by Miranda Marquit [email] for b5media.
Accounting Solver
Behind The Buzz
Biz Chicks Rule
Biz Levity
Brandcurve
Business & Blogging
Buzz Networker
Common Sense PR
Contract Worker
Daily Blender
Doing Biz Abroad
E-shop Owner
Everyday Networker
Franchise Pick
Greener Assets
Health Care Insiders
Home Biz Notes
Interview Chatter
Just Make Money Online
Leadership Turn
My Organized Biz
One Vote Matters
Pimp Your Work
Project Management 411
Property Crossroads
Slacker Manager
Small Business Boomers
Startup Spark
Talk Stock Trading
The 501(c) Files
The Golden Pencil
Yielding Wealth
Recent Comments